The Indian automobile market is a buyer?s market with different options to choose car prices competitive. The number of cars on the roads has increased the number of minor incidents and severe accidents. After an accident, you are responsible for ensuring that the parties involved in compensation for damage to their vehicles and are receiving medical treatment if necessary. If the situation is not resolved peacefully, it can be to clarify legal issues. Their misfortune is even worse when the car is damaged and must be repaired to return to normal operation itself.
Car prices are lacks of rupees, and even minor repairs on cars cost tens of thousands. Many people buy cars by loans and these additional costs can be very stressful on the ability to repay the loan and the time to place the car owner to pay back. However, the costs are compensated in connection with the accident related, if your car is insured. Car insurance will cost a few thousand, depending on whether the car prices. It should only be given once a year and provides coverage throughout the year. While third-party coverage is available for the costs associated with the other person in an accident offset, it is suggested that you have full coverage. Comprehensive coverage protects you against the risk of property damage, liability, natural disasters, man-made disasters and the cost of treating injuries. Even in the case of a flight, your car will be replaced with the cost of car insurance. In the long run, this saves a lot of costs to add up the prices of the cars and prevent rising costs for car owners.
Auto Insurance varies from 4% to 5% of car price. But they have not the same every year to stay. They vary in prices of cars insured cars depreciate over time. In addition, you can reduce your car insurance premium each year thereafter an amount of 20% to 50%. This happens when you do not have an accident or had not made inquiries during the year prior to the renewal of car insurance. To offer this incentive to car insurance safe driving and good maintenance of cars to promote. Since auto insurance is a matter of self-esteem, the premiums may be reduced if the risk of loss or repair of a car is reduced. For example, auto insurance companies give a discount on the premium if a car owner to prevent safety devices installed, the theft and counterfeiting of auto parts.
Source: http://www.whhq.org/car-insurance-complete-coverage-at-a-fraction-of-car-prices
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